Nationwide Mutual Insurance Class Action Lawsuit
A $1.4 million settlement resolved a lawsuit claiming Nationwide made prerecorded calls about pet insurance renewals without consent. Nationwide denies wrongdoing.
What happens next with the Nationwide Mutual Insurance settlement
The claim deadline passed on March 6, 2026. New claims for this settlement are no longer being accepted.
Payments come after approval, and after any appeals. Anyone who objected to the settlement can ask a higher court to look at it again — an appeal — and that has to finish first. Eligible payments are sent once approval is final, and the stretch from a claim deadline to money in hand often runs a year or more. It varies from one settlement to the next.
Filed this claim with Chimo? The status of your claim is on the claims page in your account.
Settlements you can still claim in November 2026
Visa & Mastercard
$380
Generic Drug Makers (State AGs)
$59
Neutrogena (Illinois Only)
$731
Nationwide Mutual Insurance Class Action Lawsuit
Tara Blizzard sued Nationwide Mutual Insurance Company in Miami-Dade County circuit court in July 2025, saying that it sent prerecorded calls about pet-insurance renewals and expirations to cell phones without the consent that federal and state robocall laws require. Her complaint claims the calls violated the Telephone Consumer Protection Act (TCPA) and the Florida Telephone Solicitation Act (FTSA). Nationwide denies the allegations and any wrongdoing, and the court did not decide who was right.
The case, in the Eleventh Judicial Circuit Court of Miami-Dade County, Florida (Case No. 2025-014421-CA-01), went through discovery and a full-day mediation before the parties reached a proposed settlement later in 2025. Judge Mavel Ruiz presided, with class counsel Eisenband Law, P.A., and Hiraldo P.A., and defense counsel from Baker & Hostetler LLP.
According to the settlement agreement, the settlement covers people in the United States who received one or more prerecorded calls on their cell phone about the renewal or expiration of their Nationwide pet-insurance policy between January 6, 2021, and the date of preliminary approval.
Nationwide Mutual Insurance Class Action Settlement - $1,400,000
This settlement is a $1,400,000 agreement resolving the lawsuit's claims that Nationwide sent prerecorded calls tied to pet-insurance renewals and expirations without consent. The settlement amount was to fund payments to eligible consumers who filed a valid claim, as well as fees and costs.
The settlement class covers people in the United States who received one or more prerecorded voice calls on their cell phone between January 6, 2021, and the date of preliminary approval, regarding the renewal or expiration of their Nationwide pet-insurance policy. The settlement agreement estimates about 80,000 class members.
Eligible class members who submitted a valid claim could receive up to $17.50, after deductions for administration costs, attorneys' fees, and the service award. The settlement was reached in 2025 after discovery and mediation, and a final approval hearing was scheduled for February 24, 2026. The claim deadline was March 11, 2026. New claims can no longer be filed.
Claims closed: March 6, 2026
Pet Insurance Policies Class Action Payout: Up to $17.50
The Nationwide Mutual Pet Insurance settlement set a maximum of $17.50 per valid claim, paid from what is left of the $1,400,000 fund after three deductions:
Attorney fees up to 35% of the fund (up to $490,000) are deducted.
A service award of up to $2,500 is paid to the class representative.
Administration costs, including notice distribution, claim processing, and check issuance, are all paid from the same fund.
Each eligible claimant was to be sent a check of up to $17.50. Money that is not paid out, such as uncashed checks and any amounts the court reduces, goes back to Nationwide rather than being shared among claimants.
Three things affected payments:
The first was whether the claim form was timely, complete and signed.
The second was the required verification that you received Nationwide's prerecorded call.
The third was the final amounts the court approved for attorney fees, admin costs, and the service award.
Nationwide Mutual Pet Insurance settlement payout date: Under the agreement, checks are mailed within 60 days after the settlement's effective date and are valid for 90 days. A final approval hearing was scheduled for February 24, 2026.
Payments are made to eligible claimants only after final approval and after any appeals are resolved, which can take time. Questions about a check go to the settlement administrator at 1-877-774-4738.
Telephone Consumer Protection Act Class Action Payouts
Pet Insurance Policies Class Action Eligibility
Understanding Nationwide Mutual Pet Insurance class action eligibility helps consumers quickly determine whether they qualified. To identify Nationwide Mutual Pet Insurance class action claimants, the claim form asked for key details tied directly to the lawsuit:
What phone number received the prerecorded voice message? This verified inclusion in Nationwide's call records.
Did you receive at least one prerecorded voice message between January 6, 2021, and the preliminary approval date? This aligned with the court-defined class period.
The form also asked for your name, address, and contact details for confirmation and payment processing, and a signed statement under penalty of perjury.
What counted: Eligibility was based only on receiving a prerecorded call to your cell phone about the renewal or expiration of your own Nationwide pet-insurance policy. The settlement agreement estimates about 80,000 class members.
These questions let the administrator check claims against Nationwide's call data, so that only people contacted by the challenged prerecorded calls were eligible for settlement benefits.
FAQ
The claim ID was printed on the front of the postcard notice mailed to class members, and it let them file online. Anyone without one could call the settlement administrator at 1-877-774-4738 or download a claim form from the settlement website.
According to the complaint, Nationwide sent prerecorded voice messages about pet insurance renewals and expirations to promote its products. Those automated calls are the conduct the lawsuit challenged. Nationwide denies any wrongdoing.
No. The settlement class covers people who received a prerecorded call on their cell phone about the renewal or expiration of their own pet insurance policy with Nationwide. A call about someone else's policy, or no policy, did not qualify.
The settlement agreement estimates that about 80,000 people in the United States are members of the settlement class. Each class member was allowed one claim, and the claim had to be filed by the March 11, 2026, deadline.
The settlement agreement caps each valid claim at a check of up to $17.50, paid from what is left of the $1.4 million fund after attorneys' fees, notice and administration costs, and a service award of up to $2,500. Money that is not paid out, such as uncashed checks, goes back to Nationwide.
Federal and Florida law restrict prerecorded marketing calls made without the called person's prior express written consent. The lawsuit claims Nationwide did not have that consent. Nationwide denies the allegations, and the court did not rule on them.
The claim form asked for the phone number that received the call and a statement, under penalty of perjury, that the claimant received at least one prerecorded message. The administrator could check claims against Nationwide's call records, so no recording was needed.
The called number was required for eligibility; the current number let the administrator contact the claimant if something needed clarification.
Its class is narrow: it covers only prerecorded calls to a cell phone about the renewal or expiration of a Nationwide pet insurance policy. According to the complaint, those messages promoted Nationwide's products, which is why the lawsuit treats them as telemarketing.