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How Long Do Class Action Settlements Take to Pay Out?
Recover

How Long Do Class Action Settlements Take to Pay Out?

Most settlements pay six to eighteen months after the claim deadline, and an appeal can add a year. Here is what happens at each stage, and what to do if your payment never turns up.
Evan Waters6 min read
15 Ways to Cut $100 From Your Monthly Expenses
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15 Ways to Cut $100 From Your Monthly Expenses

Fifteen specific cuts with real dollar amounts, ordered by how little effort they take. No advice about making coffee at home.
Evan Waters6 min read
Why California Has So Many Class Actions
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Why California Has So Many Class Actions

A settlement notice limited to California residents, a lawsuit filed in San Francisco against a company from Ohio. California turns up in class actions far more than its map size would suggest, and there are reasons for it.
Evan Waters10 min read
The Most Common Impersonation Scams — and How to Spot Them
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The Most Common Impersonation Scams — and How to Spot Them

Imposter scams caused $3.5 billion in reported losses in 2025 and were nearly one in three fraud reports. Here are the ten most common, and the tell that gives each away.
Evan Waters7 min read
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What to Do When a Company Won't Give You a Refund

A refund refusal is the start of the process, not the end of it. Here is the escalation ladder that works, in order, with the deadlines that matter at each step.
Evan Waters9 min read
What to Do if Your Credit or Debit Card is Charged Without Permission
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What to Do if Your Credit or Debit Card is Charged Without Permission

Credit and debit cards protect you very differently, and the deadlines are short. Here is what to do first, what the law actually gives you, and how to dispute a charge properly.
Evan Waters7 min read
What to Do If You Paid a Scammer
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What to Do If You Paid a Scammer

Your chances of getting the money back depend almost entirely on how you paid and how fast you move. Here is what to do, organized by payment method.
Evan Waters7 min read
Protect

How to Tell if a Text Message is a Scam

Almost every scam text fails one of four checks. Here they are, plus the specific messages circulating now and what to do if you already tapped the link.
Evan Waters6 min read

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