Lemonade Class Action Lawsuit
Lemonade exposed customers' personal information, including driver's license numbers, in a data breach between 2023 and 2024.
What happens next with the Lemonade settlement
The claim deadline passed on September 6, 2026. New claims for this settlement are no longer being accepted.
The court held its approval hearing on September 10, 2026. That is the hearing where a judge decides whether to approve the settlement, which a settlement calls its final approval hearing. Nothing is paid out until that approval is final.
Payments come after approval, and after any appeals. Anyone who objected to the settlement can ask a higher court to look at it again — an appeal — and that has to finish first. Eligible payments are sent once approval is final, and the stretch from a claim deadline to money in hand often runs a year or more. It varies from one settlement to the next.
Filed this claim with Chimo? The status of your claim is on the claims page in your account.
Settlements you can still claim in October, 2026
ConnectOnCall
$75
Laboratory Services Cooperative
$50
NAR & Real Estate Brokerages
$300
Lemonade Class Action Lawsuit
Between April 2023 and September 18, 2024, cybercriminals exploited Lemonade's online insurance-quote platform and gained access to the personal information of people who used it — including sensitive data such as driver's license numbers. Lemonade began mailing notices to affected individuals in April 2025 and again in June 2025.
A class action lawsuit followed, alleging that Lemonade failed to adequately protect this personal information. The complaint brings claims for negligence, violation of the federal Driver's Privacy Protection Act, and violation of New York General Business Law Section 349. Lemonade denies any wrongdoing and maintains that it did not violate any law.
Rather than continue litigating, the parties agreed to a settlement that provides cash payments and credit-protection benefits to affected individuals. The Court still had to grant the settlement final approval before any benefits were paid.
Lemonade Class Action Settlement - $10,500,000
Lemonade agreed to establish a $10,500,000 settlement fund to resolve the claims. The fund pays for the benefits available to class members, the cost of credit-monitoring services, settlement-administration expenses, and any attorneys' fees and awards approved by the Court.
Every eligible class member could choose a cash payment, reimbursement for documented losses, or both — and was separately to receive three years of credit monitoring and identity-theft insurance at no cost. To receive a cash benefit, class members had to file a claim by September 6, 2026.
Claims closed: September 6, 2026
Data Breach Class Action Payout: Up to $10,000
There were two cash benefits, and class members could request either one or both. The Cash Payment is a pro rata (proportional) share of the settlement fund and requires no proof — the exact amount depends on how many people filed valid claims. The Documented Loss Payment reimburses class members for out-of-pocket losses that are more likely than not traceable to the data breach and that you paid on or after April 1, 2023, up to $10,000, and requires supporting documentation.
In addition to any cash benefit, every class member automatically receives three years of Credit Monitoring and Insurance Services — including three-bureau credit monitoring and up to $1 million in identity-theft insurance — at no cost and with no claim required. Cash benefits could be paid by mailed check or, for claims filed online, by Zelle, Venmo, PayPal, or ACH transfer.
Data Breach Class Action Eligibility
You were generally included in this settlement if you were a living person residing in the United States and you were notified — in a notice mailed in April 2025 or June 2025 — that your personal information may have been compromised in the Lemonade data breach. The settlement class includes roughly 190,000 people.
Certain people are excluded, including Lemonade and its officers and directors, the judge assigned to the case and court staff, and anyone who formally opted out of the settlement. If you were notified of the breach and none of those exclusions applied to you, you were likely eligible to file a claim.
FAQ
Between April 2023 and September 18, 2024, cybercriminals accessed personal information — including driver's license numbers — through Lemonade's online insurance-quote platform. A class action lawsuit alleged Lemonade failed to protect that information, and the company agreed to a $10,500,000 settlement to resolve the claims without admitting wrongdoing.
You were generally eligible if you were a U.S. resident and you received a notice — mailed in April 2025 or June 2025 — telling you that your personal information may have been compromised in the Lemonade data breach. Lemonade's officers and directors, the judge and court staff, and anyone who opted out are excluded.
Lemonade mailed notices to affected individuals in April 2025 and June 2025. If you received one of those notices, your personal information was identified as compromised. The notice also contains a Class Member ID, though it was not needed to file a claim.
Class members could request a pro rata Cash Payment, whose exact amount depends on how many valid claims were filed, and/or reimbursement of up to $10,000 for documented out-of-pocket losses traceable to the breach. Every class member also receives three years of credit monitoring and up to $1 million in identity-theft insurance at no cost.
No — class members could request the Cash Payment without submitting any documentation. Proof was only required for those who also wanted to be reimbursed for documented losses, in which case they had to provide supporting records such as bank or credit-card statements, invoices, or receipts.
It reimburses class members for out-of-pocket losses that are more likely than not traceable to the data breach and that they paid on or after April 1, 2023 — for example, unreimbursed fraud losses or fees you paid to protect yourself. Reimbursement is capped at $10,000 per person and requires supporting documentation.
The Cash Payment is a proportional (pro rata) share of the settlement fund that is split among everyone who filed a valid claim electing it. It required no proof of loss, so the exact per-person amount would not be known until the claims period closed and the number of valid claims was counted.
No. Three years of Credit Monitoring and Insurance Services — including three-bureau credit monitoring and up to $1 million in identity-theft insurance — was to be provided automatically to every class member through a unique code, whether or not they filed a claim. A claim was only needed to receive a cash benefit.
Claims had to be submitted by September 6, 2026, including claims sent by mail. That deadline has passed, and new claims can no longer be filed.
Under the settlement, class members who did nothing receive no cash benefit and give up their right to sue Lemonade over the data breach. They could still activate their automatic credit-monitoring benefit, but they do not share in the settlement fund.